Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
6.30%
Current prime rate is
7.20%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 6.59%
- $675.29
- 7.49%
- $730.93
- $-55.64
-
- 1 Year
- 7.84%
- $753.03
- 6.84%
- $690.57
- $62.46
-
- 2 Years
- 7.34%
- $721.53
- 6.44%
- $666.19
- $55.34
-
- 3 Years
- 7.14%
- $709.08
- 6.05%
- $642.78
- $66.30
-
- 4 Years
- 6.99%
- $699.80
- 5.84%
- $630.33
- $69.47
-
- 5 Years
- 7.04%
- $702.89
- 5.54%
- $612.72
- $90.17
-
- 7 Years
- 7.10%
- $706.60
- 6.05%
- $642.78
- $63.82
-
- 10 Years
- 7.25%
- $715.92
- 6.44%
- $666.19
- $49.73
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional like Karen Garrett from DLC Sea to Sky Mortgage Team.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Working with Karen was an absolute pleasure. As a first time buyer, I was quite overwhelmed to begin with, but she took the time to answer all of my questions in a way that allowed me to understand everything that I needed to do and all that she was going to do for me. Stress free, she always replied promptly to the many questions I had and found me a fantastic rate that was much lower than I could have found myself. Do yourself a favor and trust in Karen to help you, can’t recommend her enough!
Richard K.
Karen and team are the best in the biz. They are super helpful, thorough, hard working and know all the ins and outs. They helped us feel confident we made the best decision for our family. We couldn’t be happier.
Peter and Christina W.
Karen is an absolute delight to work with, she made everything very simple and believe it or not fun! Everything was explained clearly with lots of options and no pressure was applied just good honest advice when asked. We hit a minor snag on closing day which totally was our own fault and Karen was there sorting it out and saving the day so all went well in the end!. I would definitely recommend her to anyone and will definitely use Karen in the future!
Emma B. and Paul S.
Amazing service from Karen Garrett. Fast, easy to deal with and helped us get a mortgage when we thought maybe we wouldn’t be able to! Forget the banks, go to Karen 1st.
Happy in our new home Karen, Thanks again.
David and Christy C.
Karen and her team were fantastic in finding us a mortgage – despite a tight timeline, a holiday period, a 16 hour time difference and a challenging mortgage given we couldn’t be in Canada to meet the lenders or sign the paperwork. But Karen made sure everything was done on time and communicated very pro-actively throughout the process. Would highly recommend her.
Claire and Ian S.
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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