Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
4.30%
Current prime rate is
4.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 5.29%
- $598.22
- $50.53
-
- 2 Years
- 5.44%
- $606.90
- 4.69%
- $564.08
- $42.82
-
- 3 Years
- 4.62%
- $560.16
- 4.24%
- $539.11
- $21.05
-
- 4 Years
- 6.01%
- $640.40
- 4.34%
- $544.61
- $95.79
-
- 5 Years
- 4.56%
- $556.81
- 4.29%
- $541.86
- $14.95
-
- 7 Years
- 6.41%
- $664.38
- 5.19%
- $592.47
- $71.91
-
- 10 Years
- 6.81%
- $688.72
- 5.29%
- $598.22
- $90.50
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional like Karen Garrett from DLC Sea to Sky Mortgage Team.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Karen is very caring, attentive, efficient and professional. She worked hard to find us the best fit for our situation. We know that with Karen’s help we will always have the best mortgage rates available. Thank you Karen! You are the best:)
Dani S.
Working with Karen was an absolute pleasure. As a first time buyer, I was quite overwhelmed to begin with, but she took the time to answer all of my questions in a way that allowed me to understand everything that I needed to do and all that she was going to do for me. Stress free, she always replied promptly to the many questions I had and found me a fantastic rate that was much lower than I could have found myself. Do yourself a favor and trust in Karen to help you, can’t recommend her enough!
Richard K.
Karen and team are the best in the biz. They are super helpful, thorough, hard working and know all the ins and outs. They helped us feel confident we made the best decision for our family. We couldn’t be happier.
Peter and Christina W.
Karen was extremely professional and knowledgeable during the entire mortgage process. She was easy to communicate with, answered all of our questions, and made the experience very streamlined. Thank you Karen for all your help!
Elena H.
Karen was very easy to work with and incredibly straight forward. She is extremely efficient and well organized. She not only found us a great mortgage but was able to get us a better interest rate than originally thought. To top it all of she is just a wonderful person.
Jamee B. and Michael P.
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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