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Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
1.98%
Current prime rate is
2.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.14%
- $480.46
- 3.14%
- $480.46
- $0.00
-
- 1 Year
- 3.24%
- $485.65
- 2.14%
- $430.24
- $55.41
-
- 2 Years
- 3.39%
- $493.48
- 2.14%
- $430.24
- $63.24
-
- 3 Years
- 3.79%
- $514.70
- 2.14%
- $430.24
- $84.46
-
- 4 Years
- 3.94%
- $522.77
- 2.14%
- $430.24
- $92.54
-
- 5 Years
- 4.84%
- $572.53
- 2.19%
- $432.68
- $139.85
-
- 7 Years
- 5.80%
- $627.97
- 2.99%
- $472.73
- $155.23
-
- 10 Years
- 6.10%
- $645.76
- 3.25%
- $486.17
- $159.60
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional like Karen Garrett from DLC Sea to Sky Mortgage Team.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Thank you Karen for going above and beyond and finding creative solutions with my complex mortgage scenario!
Nate N.
We felt so comfortable in throughout the process of our first mortgage thanks to Karen’s high-level of knowledge, personalized service, “can do” attitude and willingness to help. We are super satisfied with the outcome and feel 100% confident to recommend Karen and her team – they are absolutely wonderful!
Kylie
I met Karen when she was my account manager at RBC, she has provided me with excellent service and advice ever since, that was over 15 years ago and we are still doing business together!
Marianne W
Karen was amazing from our first phone call. She always had time for me and my many, many questions! She made the process of getting our mortgage, which is a complicated task, an easy and painless one. I felt confident moving forward in every step because she is so competent and so amazing at what she does! Thank you Karen!
Jasmine R.
Karen was (and is) an absolutely pleasure to work with! She knows how to help you get the best rate and makes sure you are supported along the way! She and her assistant were really easy to work with and got everything done in a bit of a time crunch!! I highly recommend Karen! She’s has a very personable, kind approach.
Rebecca W.
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