Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
4.30%
Current prime rate is
4.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 5.09%
- $586.74
- $62.01
-
- 2 Years
- 5.44%
- $606.90
- 4.54%
- $555.70
- $51.20
-
- 3 Years
- 4.62%
- $560.16
- 4.24%
- $539.11
- $21.05
-
- 4 Years
- 6.01%
- $640.40
- 4.34%
- $544.61
- $95.79
-
- 5 Years
- 4.56%
- $556.81
- 4.24%
- $539.11
- $17.70
-
- 7 Years
- 6.41%
- $664.38
- 5.19%
- $592.47
- $71.91
-
- 10 Years
- 6.81%
- $688.72
- 5.29%
- $598.22
- $90.50
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional like Karen Garrett from DLC Sea to Sky Mortgage Team.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
It’s been years since I had to get a mortgage. So much has changed. Karen walked through all the steps and questions with patience and kindness.
Brenda M.
Karen and her team worked extremely hard on our mortgage for us. We have worked with her throughout the years and she is attentive and professional. It made the biggest investment of our life much easier with her guiding us through each step. I am happy to have found her and I have no doubt we will work together again in the future!
Burt and Bridgette B.
Karen is an absolute delight to work with, she made everything very simple and believe it or not fun! Everything was explained clearly with lots of options and no pressure was applied just good honest advice when asked. We hit a minor snag on closing day which totally was our own fault and Karen was there sorting it out and saving the day so all went well in the end!. I would definitely recommend her to anyone and will definitely use Karen in the future!
Emma B. and Paul S.
Karen & Krystle did amazing! So fast at responding and always willing to answer questions. They really made buying a home for the first time easier and less stressful. They also kept us updated on interest rates lowering, which is always the most ideal when buying a home! Thanks so much, I would highly recommend working with these two ladies to anyone!
D and K
Karen and team are the best in the biz. They are super helpful, thorough, hard working and know all the ins and outs. They helped us feel confident we made the best decision for our family. We couldn’t be happier.
Peter and Christina W.
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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