Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
5.05%
Current prime rate is
5.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 7.74%
- $746.69
- 5.74%
- $624.43
- $122.25
-
- 2 Years
- 7.34%
- $721.53
- 5.54%
- $612.72
- $108.81
-
- 3 Years
- 6.94%
- $696.72
- 4.64%
- $561.28
- $135.43
-
- 4 Years
- 6.74%
- $684.44
- 4.64%
- $561.28
- $123.16
-
- 5 Years
- 6.79%
- $687.50
- 4.54%
- $555.70
- $131.80
-
- 7 Years
- 7.10%
- $706.60
- 5.40%
- $604.58
- $102.02
-
- 10 Years
- 7.25%
- $715.92
- 5.80%
- $627.97
- $87.95
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional like Karen Garrett from DLC Sea to Sky Mortgage Team.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
It’s been years since I had to get a mortgage. So much has changed. Karen walked through all the steps and questions with patience and kindness.
Brenda M.
Thank you Karen for going above and beyond and finding creative solutions with my complex mortgage scenario!
Nate N.
Karen and her team were fantastic in finding us a mortgage – despite a tight timeline, a holiday period, a 16 hour time difference and a challenging mortgage given we couldn’t be in Canada to meet the lenders or sign the paperwork. But Karen made sure everything was done on time and communicated very pro-actively throughout the process. Would highly recommend her.
Claire and Ian S.
Karen did an exceptional job at providing us with a great mortgage. She was professional and thorough and very patient with all of my questions. We are extremely happy with her services and will be referring her to family and friends. Truly blown away. Thank you again Karen.
Nadine S.
Karen Garrett and her team were extremely helpful during our purchasing process. Without her hard work and determination, I don’t think we would be where we are now! We had some road blocks that left us dumbfounded but Karen worked hard to find a mortgage that worked for us. Thank you so much!
Lauren P.
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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