Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
4.90%
Current prime rate is
5.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 6.59%
- $675.29
- 5.99%
- $639.21
- $36.08
-
- 1 Year
- 6.09%
- $645.17
- 5.69%
- $621.50
- $23.67
-
- 2 Years
- 5.79%
- $627.38
- 5.69%
- $621.50
- $5.88
-
- 3 Years
- 5.79%
- $627.38
- 5.54%
- $612.72
- $14.66
-
- 4 Years
- 6.09%
- $645.17
- 5.54%
- $612.72
- $32.44
-
- 5 Years
- 6.34%
- $660.15
- 4.94%
- $578.19
- $81.96
-
- 7 Years
- 6.60%
- $675.90
- 5.84%
- $630.33
- $45.57
-
- 10 Years
- 6.85%
- $691.18
- 5.99%
- $639.21
- $51.97
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional like Karen Garrett from DLC Sea to Sky Mortgage Team.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Karen is an absolute delight to work with, she made everything very simple and believe it or not fun! Everything was explained clearly with lots of options and no pressure was applied just good honest advice when asked. We hit a minor snag on closing day which totally was our own fault and Karen was there sorting it out and saving the day so all went well in the end!. I would definitely recommend her to anyone and will definitely use Karen in the future!
Emma B. and Paul S.
I used Karen Garrett, of Sea to Sky Mortgages, to arrange my recent mortgage on a condo in Whistler. Karen was helpful, knowledgeable and made my mortgage experience very seamless. While my situation was quite simple, I even knew the bank I wanted to deal with, I still chose to use Karen, over walking into the bank. I’m busy and no that financially literate and I knew she would, and did, iron out any wrinkles and streamline the whole process for me. I would, and have, recommended Karen to my friends and I fully intend to use Karen again. Thanks Karen!!
Sheilagh L.
Hi Karen, I would highly recommend Karen. Thank-you for making the deal happen, your service was great and I really appreciate you going above and beyond.
Kindest Regards,
Louise B.
We felt so comfortable in throughout the process of our first mortgage thanks to Karen’s high-level of knowledge, personalized service, “can do” attitude and willingness to help. We are super satisfied with the outcome and feel 100% confident to recommend Karen and her team – they are absolutely wonderful!
Kylie
Karen Garrett and her team were extremely helpful during our purchasing process. Without her hard work and determination, I don’t think we would be where we are now! We had some road blocks that left us dumbfounded but Karen worked hard to find a mortgage that worked for us. Thank you so much!
Lauren P.
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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