Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
1.35%
Current prime rate is
2.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.04%
- $475.30
- 2.79%
- $462.54
- $12.76
-
- 1 Year
- 2.79%
- $462.54
- 2.19%
- $432.68
- $29.86
-
- 2 Years
- 2.94%
- $470.17
- 1.99%
- $422.97
- $47.20
-
- 3 Years
- 3.49%
- $498.74
- 2.59%
- $452.46
- $46.28
-
- 4 Years
- 3.74%
- $512.02
- 2.69%
- $457.48
- $54.54
-
- 5 Years
- 4.59%
- $558.49
- 2.79%
- $462.54
- $95.95
-
- 7 Years
- 5.35%
- $601.69
- 3.14%
- $480.46
- $121.23
-
- 10 Years
- 5.60%
- $616.23
- 3.40%
- $494.01
- $122.22
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional like Karen Garrett from DLC Sea to Sky Mortgage Team.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Karen was amazing from our first phone call. She always had time for me and my many, many questions! She made the process of getting our mortgage, which is a complicated task, an easy and painless one. I felt confident moving forward in every step because she is so competent and so amazing at what she does! Thank you Karen!
Jasmine R.
Working with Karen removed much of the ambiguity that come into the mortgage application process. Her knowledge of the local market, speed of communication, and answers in advance to those “what comes next” questions made the process straightforward and surprise free. Highly recommended!
Alex F.
Working with Karen was an absolute pleasure. As a first time buyer, I was quite overwhelmed to begin with, but she took the time to answer all of my questions in a way that allowed me to understand everything that I needed to do and all that she was going to do for me. Stress free, she always replied promptly to the many questions I had and found me a fantastic rate that was much lower than I could have found myself. Do yourself a favor and trust in Karen to help you, can’t recommend her enough!
Richard K.
As a first-time home buyer, working with Karen and her team to secure a mortgage was one of the best decisions I made! Karen was always quick to respond and kept me updated through the whole process. She was professional, personable, and I would definitely work with her again.
Chantelle G.
Karen did an exceptional job at providing us with a great mortgage. She was professional and thorough and very patient with all of my questions. We are extremely happy with her services and will be referring her to family and friends. Truly blown away. Thank you again Karen.
Nadine S.
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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