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Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
1.39%
Current prime rate is
2.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.04%
- $475.30
- 2.79%
- $462.54
- $12.76
-
- 1 Year
- 2.79%
- $462.54
- 1.84%
- $415.77
- $46.77
-
- 2 Years
- 2.94%
- $470.17
- 1.54%
- $401.59
- $68.59
-
- 3 Years
- 3.49%
- $498.74
- 1.54%
- $401.59
- $97.16
-
- 4 Years
- 3.74%
- $512.02
- 1.64%
- $406.28
- $105.74
-
- 5 Years
- 4.59%
- $558.49
- 1.74%
- $411.01
- $147.48
-
- 7 Years
- 5.35%
- $601.69
- 2.64%
- $454.97
- $146.72
-
- 10 Years
- 5.60%
- $616.23
- 2.95%
- $470.68
- $145.54
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional like Karen Garrett from DLC Sea to Sky Mortgage Team.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Karen and Krystle were wonderful and helped me through the process of purchasing my new home. I can’t thank you enough for all your help. The communication through the whole process was amazing.
Gail M.
Hi Karen, I would highly recommend Karen. Thank-you for making the deal happen, your service was great and I really appreciate you going above and beyond.
Kindest Regards,
Louise B.
Karen is an absolute delight to work with, she made everything very simple and believe it or not fun! Everything was explained clearly with lots of options and no pressure was applied just good honest advice when asked. We hit a minor snag on closing day which totally was our own fault and Karen was there sorting it out and saving the day so all went well in the end!. I would definitely recommend her to anyone and will definitely use Karen in the future!
Emma B. and Paul S.
Working with Karen removed much of the ambiguity that come into the mortgage application process. Her knowledge of the local market, speed of communication, and answers in advance to those “what comes next” questions made the process straightforward and surprise free. Highly recommended!
Alex F.
Karen was amazing from our first phone call. She always had time for me and my many, many questions! She made the process of getting our mortgage, which is a complicated task, an easy and painless one. I felt confident moving forward in every step because she is so competent and so amazing at what she does! Thank you Karen!
Jasmine R.
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