Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
5.05%
Current prime rate is
5.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 7.74%
- $746.69
- 5.74%
- $624.43
- $122.25
-
- 2 Years
- 7.34%
- $721.53
- 5.44%
- $606.90
- $114.63
-
- 3 Years
- 6.94%
- $696.72
- 4.64%
- $561.28
- $135.43
-
- 4 Years
- 6.74%
- $684.44
- 4.64%
- $561.28
- $123.16
-
- 5 Years
- 6.79%
- $687.50
- 4.44%
- $550.14
- $137.36
-
- 7 Years
- 7.10%
- $706.60
- 5.40%
- $604.58
- $102.02
-
- 10 Years
- 7.25%
- $715.92
- 5.80%
- $627.97
- $87.95
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional like Karen Garrett from DLC Sea to Sky Mortgage Team.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
As a first-time home buyer, working with Karen and her team to secure a mortgage was one of the best decisions I made! Karen was always quick to respond and kept me updated through the whole process. She was professional, personable, and I would definitely work with her again.
Chantelle G.
Karen is very caring, attentive, efficient and professional. She worked hard to find us the best fit for our situation. We know that with Karen’s help we will always have the best mortgage rates available. Thank you Karen! You are the best:)
Dani S.
Karen and her team worked extremely hard on our mortgage for us. We have worked with her throughout the years and she is attentive and professional. It made the biggest investment of our life much easier with her guiding us through each step. I am happy to have found her and I have no doubt we will work together again in the future!
Burt and Bridgette B.
Karen helped my wife and I get a mortgage for our new condo in Creekside after my previous mortgage broker got us into a bad situation. Karen was very calming, worked through the situation with me and provided results that my out-of-town broker wasn’t able to handle. Her local knowledge of the intricacies of Whistler really makes her A+++ at what she does. I would recommend her to everyone. Also, as an added bonus her assistant Krystle is also amazing and is very quick with updates and responses.
Steve S.
Working with Karen removed much of the ambiguity that come into the mortgage application process. Her knowledge of the local market, speed of communication, and answers in advance to those “what comes next” questions made the process straightforward and surprise free. Highly recommended!
Alex F.
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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